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Results for “APR”

11 results across guides, calculators, the glossary and the financial directory.

Guide · 7Topic · 1Calculator · 2Glossary · 1

  1. GuideAPR ExplainedAPR stands for Annual Percentage Rate. It is designed to show the yearly cost of borrowing as a single figure so you can compare different credit products fairly.Credit & Borrowing
  2. GlossaryAPR — Annual Percentage RateThe yearly cost of borrowing, shown as a percentage that includes interest and certain fees.
  3. TopicCredit & BorrowingClear, independent information about loans, credit cards, credit scores and your rights when borrowing money.
  4. GuideCash ISAsA cash ISA is a savings account where the interest is always tax-free. Here is how the allowance works and what to check before opening one.Banking & Savings
  5. CalculatorCredit Card CalculatorSee how long it could take to clear a credit card balance, and how much interest it could cost, based on your balance, APR and a fixed monthly payment.
  6. GuideInterest Rates ExplainedInterest is the cost of borrowing money, and the reward for saving it. Understanding how rates are quoted helps you compare products fairly.Banking & Savings
  7. CalculatorLoan Repayment CalculatorWork out the monthly repayment on a personal loan and the total cost of borrowing. Enter the loan amount, the APR you’ve been quoted and the term.
  8. GuideOverdraftsAn overdraft lets you spend more than the balance in your current account, up to a limit. It is a form of borrowing, and since 2020 it has been priced as a simple annual interest rate.Credit & Borrowing
  9. GuidePension Drawdown & AnnuitiesWhen you come to take a defined contribution pension, you usually have to decide how to turn your pot into retirement income. The main options are drawdown, an annuity, or taking lump sums — and you can combine them.Investing & Pensions
  10. GuidePersonal LoansA personal loan lets you borrow a fixed amount and repay it in set monthly instalments over an agreed term. Knowing how the cost is quoted helps you compare deals fairly.Credit & Borrowing
  11. GuidePersonal PensionsA personal pension is one you set up yourself, rather than through an employer — useful if you are self-employed or want to save more for retirement. Contributions are invested and boosted by tax relief.Investing & Pensions
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