Skip to content
Consumer Credit
Mortgage Adviser

Hey Habito Ltd

Online fee-free mortgage broker (trading as Habito)

Hey Habito Ltd, which trades as Habito, is an online mortgage broker offering whole-of-market mortgage advice through its digital platform. It does not charge customers a broker fee, being remunerated by lender commission, and in 2026 it was acquired by Monzo.

FCA authorised

Verify Hey Habito Ltd

We are an independent information service, not a regulator. Use these official sources to confirm who you are dealing with before you act.

FCA Register

Confirm Hey Habito Ltd is authorised (FRN 714187).

View on FCA Register

Companies House

Check the registered company details.

View on Companies House

Financial Ombudsman

The free service that settles unresolved complaints.

Visit the Ombudsman

Official website

Go to the firm’s own website.

Visit website

Always check the FCA Register before dealing with a firm — and beware “clone” firms using a real firm’s details. New to this? See our Firm Checker guide.

Complaints about Hey Habito Ltd

If something has gone wrong, you have a clear, free route to put it right.

1. Complain to the firm

Contact the firm first, explaining what went wrong. It has up to 8 weeks to give a final response.

2. Know your rights

Firms must handle complaints fairly and treat you fairly under the FCA’s Consumer Duty.

3. Escalate free

Not satisfied? Refer it to the Financial Ombudsman Service, normally within 6 months of the final response.

Complaints data

The FCA publishes firm-level complaints data you can look up.

Go to the Financial Ombudsman View FCA complaints data

New to complaints? Read our guide to checking and complaining about a financial firm.

About Hey Habito Ltd

Hey Habito Ltd, which trades as Habito, is an online mortgage broker offering whole-of-market mortgage advice through its digital platform. It does not charge customers a broker fee, being remunerated by lender commission, and in 2026 it was acquired by Monzo.

Consumer Credit

Copyright © 2026 Consumer Credit. All rights reserved.

We use cookies to improve your browsing experience

For more information please see our cookies page and Privacy Policy.